Features

Everything Velocify can do for your money

Built to give you clarity without complexity. Upload a statement and the app starts organising, tracking and explaining your finances automatically.

Import anything

Drop in a CSV, spreadsheet, PDF statement or a screenshot. Every row is read, cleaned and shown to you before it is saved.

  • CSV & XLSX
  • PDF statements
  • Receipt photos
  • Review before saving
  • Duplicate detection

Smart categories

Merchants are recognised automatically and the app learns from every correction you make. Create your own categories and rules.

  • Automatic categorisation
  • Custom categories
  • Category rules
  • Spending breakdown
  • Trend comparison

Income allocation

Plan how every paycheck is split between needs, wants, savings and debt. See the plan against your actual spending.

  • Paycheck planner
  • Needs / wants / savings
  • Actual vs planned
  • Income from transactions
  • Adjust any time

Budgets & goals

Set budgets that match your real spending rhythm and savings goals with target dates and monthly contribution estimates.

  • Category budgets
  • Progress bars
  • Savings goals
  • Monthly needed amount
  • Goal timeline

Recurring payments

Repeating payments are spotted for you, with the monthly and yearly cost and a nudge when one looks forgotten.

  • Auto-detection
  • Weekly / monthly / quarterly / yearly
  • Next payment date
  • Forgotten subscription warnings
  • Track from transactions

Net worth

Track what you own, what you owe and how your total wealth changes month after month.

  • Assets & liabilities
  • Historical snapshots
  • Wealth trend chart
  • Manual accounts
  • Monthly change

Investments

Track ETF, fund, stock and crypto holdings with live prices, quantity-based valuation, profit & loss and allocation charts.

  • Symbol search
  • Live quotes
  • Quantity × price valuation
  • P&L per holding
  • Growth charts

Financial calendar

Salary, bills, savings and contributions laid out day by day, so nothing catches you out.

  • Derived from recurring items
  • Income & goal events
  • Liability due dates
  • Manual events
  • Month & agenda views

Specific insights

Real numbers, not advice. What changed, by how much, and what cutting back would actually save you.

  • Month-over-month change
  • Top movers
  • Budget variance
  • Recurring cost summary
  • Actionable numbers

Transaction search

Find any payment instantly with text search, date filters, amount ranges and category filters.

  • Text search
  • Date & amount filters
  • Category filter
  • Sortable columns
  • Edit or delete any row

Private by design

Your financial data is locked to your account. Nobody else can read it, and you can delete it at any time.

  • Row-level security
  • Private uploads
  • Account isolation
  • Export your data
  • Delete everything

Dark & light mode

A clean interface that respects your system preference and works comfortably in any lighting.

  • System-aware theme
  • Manual toggle
  • Glassmorphic panels
  • Accessible contrast
  • Mobile-friendly

Ready to see where your money goes?

Create a free account and upload your first statement.

Get started